0% for 15 months
0% interest
Promotional financing through our bank partner for buyers with established credit.
- 15 months no interest on orders $999+
- 6 months no interest on orders $499+
- No prepayment penalty
- Reusable line for future purchases
Prequalify in about 2 minutes
Shop now, pay later.
Two ways to spread it out: 0% interest for up to 15 months through our bank partner, or lease-to-own with no credit needed and a 100-day early buyout.
How it works
Approved before you leave the aisle
- 1
Prequalify
A soft check that does not affect your score, on your phone or at the counter. Most answers come back in under two minutes.
- 2
Get your amount
Approvals up to $5,000 on lease-to-own; higher on the 0% card. Your amount is live immediately — no card in the mail.
- 3
Use it on anything
Open-box, new, delivery, freight shipping, hookup, and protection plans all go on the same agreement.
Side by side
Pick the one that fits
Lease-to-own
No credit needed
A lease-purchase agreement — approval looks at income and banking, not a score.
- Approvals up to $5,000
- 100-day early buyout option
- Payments matched to your pay cycle
- Approval in about 2 minutes
All financing is provided by third-party lenders, not by Riverbend Appliance Outlet, and is subject to their approval. Promotional terms, minimum purchase amounts, and payment schedules are set by the lender and disclosed in full before you sign. Lease-to-own agreements cost more than the cash price if held to the end of the term — the early buyout is the least expensive path, and we are happy to write the exact payoff figure on your receipt.
Financing questions
Before you apply
Will prequalifying hurt my credit?
No. Prequalification is a soft inquiry. A hard inquiry only happens if you accept the 0% card offer, and we tell you before that step.
Can I finance an open-box unit?
Yes — open-box, scratch-and-dent, and clearance units all qualify, along with delivery, freight, hookup, and protection plans on the same invoice.
What do I need to apply?
A government photo ID, a bank account or debit card, a working phone number, and proof of steady income. That is it.
Can I pay it off early?
Always, on both plans, with no penalty. On lease-to-own the 100-day buyout is by far the cheapest way to own it outright.
Questions about payments?
We will run the numbers with you.
Call the store and we will price the appliance, the delivery, and the monthly payment together — before anything is signed.